Property & Casualty

 Our P&C team brings decades of industry expertise in driving our risk approach, policy construction, and dedicated service to both businesses and individuals. Level Four ensures our services are best in class, combining substantiated research with the most effective technology tools available today.

We understand you’re saving for all different life events: retirement, a house, simply to build wealth, or all of the above. Your risk advisor should adjust to your life — not the other way around.

Carrying out thorough and accurate research of the market is an essential part of being a Risk Advisor. We have been the gold standard in this field for over 20 years for ease of knowledge, technology and Fiduciary advice. We compare life insurance, mortgage, investment, pensions and health insurance markets. Our advice section provides Fund Fact Sheets and comparative Fund Performance details.

Level Four will assess your property value upon writing new business, and at your renewal. We will also issue proofs of insurance to your lenders, landlords, and loss payees.

Protecting a business is just as important and growing it. What good is your plan if one accident can take it all away?  Level Four will assess your claim vulnerability, and recommend the right protection tailored to meet your specifics.

Umbrella insurance refers to liability insurance that is in excess of specified insurance policies.

Services

Commercial Insurance

We understand the complexity of a moving target such as Commercial Insurance.

Home Owners

Home Owners insurance is much a part of your financial portfolio as your retirement plan. We are here to make sure yours is tailored to fit your needs.

Auto

Our goal is to get you the best coverage for the most economical price

Professional Liability

Advancing your career is your professional goal. Protecting it is ours.

Cyber

People usually take the time to protect their business. Often times they forget about cyber crime.

Crime

You've worked hard to bring revenue in the front door of your business. Protect yourself from employees taking  revenue out the back door.

Excess

When you exhaust your underlying liability limits, your excess policy will take care of the rest.

Directors and Officers

Criminal activities can cripple the daily activities from within an organization.  These  policies help to protect personal assets of the of innocent members.

Frequently Asked Questions

What kind of insurance advice do you give?
At Level Four, we insure all type of clients whether you are an individual, family, or business owner. We handle everything from commercial to home an auto. We even do collector cars. Have an airplane? We do that too.
Do you offer individually tailored insurance plans?

Insurance is not one size fits all! We tailor make plans to git you or your business’s individual needs.

How would I go about setting up a personalized plan?

Setting a personalized plan is easy. Just connect with one of our specialists who will help determine your needs, and we will take it from there.